Terms of Use

1. Introduction

These Terms of Use govern the use of the website operated by SIA Elyxa, registration number 40203714957, registered in Latvia, with its registered office at Rīga, Kapseļu iela 4 k-2 - 12, LV-1083 (the “Company”).

By accessing or using this website, you agree to these Terms of Use.

2. Nature of Services

The Company provides business advisory services focused on financial analysis and preparation for interaction with banks and financial institutions.

The content of the website is provided for general informational purposes only and does not constitute financial, legal, tax or investment advice.

Use of the website does not create a client relationship unless explicitly agreed in writing.

3. No Professional Advice

Nothing on this website shall be considered a substitute for professional advice from licensed legal, financial, tax or accounting professionals.

Users should seek independent professional advice before making business or financial decisions.

4. Intellectual Property

All content on this website, including texts, logos and design elements, is the property of the Company or its licensors and is protected by applicable intellectual property laws.

Users may use website content for personal and non-commercial purposes only.

5. Limitation of Liability

The Company shall not be liable for any loss or damage resulting from the use of or reliance on the website content.

The Company does not guarantee any specific outcome of its advisory services, including but not limited to bank account opening or regulatory approvals.

6. User Conduct

Users agree not to use the website in a manner that:

violates applicable laws or regulations
infringes intellectual property rights
interferes with the security or operation of the website.

7. Modifications

The Company reserves the right to amend these Terms of Use at any time. Updated versions will be published on the website.

8. Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of the Republic of Latvia, unless otherwise required by mandatory law.

9. Contact

For questions regarding these Terms of Use, please contact the Company using the contact details provided on the website.